If I was to make up the mind for you, I would have absolutely no problems with that as far as the options I can see now are concerned. There is no question about the fact that you should use this opportunity without any hesitation. I know that some people think that it is completely without any sense to get involved in undertakings that one has no clue about, but this is just life and it often writes scenarios that are completely unpredictable, just like in this case. Everybody was hoping for a perfect ending to that story but at the end it turned out to be just the opposite. The only Payday loans that were left unpaid were those of mine. And I couldn"t find any solution to that, you know? many times in my life I heard something about stuff people did for money. I never knew that it could touch me, that this problem could one day be reflection of my personal life. this is so sad man, but it is true. I wonder how people do handle such situations, they have to be really strong! Mentally strong I mean. Payday loans seem the biggest problem for me now, I long to see the rest happening all alone right now, I bet there is some solution to that. taking into consideration taking money from friends is not in my style. I know that I have to handle that Payday loans on my own, I need to find a solution on my own now.